Back taxes, liens and levies
A balance owed is a problem with a deadline, not a verdict
Tax debt arrives as a series of notices, each a little sterner than the last. Somewhere in the series comes a final notice of intent to levy, and from its date you have 30 days to ask for a Collection Due Process hearing. Missing that window narrows what can be done.
Eugenia starts by getting every unfiled year filed and finding out what is actually owed. Then she tells you which ways of paying it are realistically open to you, and which are not.
What she handles
Unfiled returns, brought current
Federal tax liens and wage or bank levies
Payroll tax balances for small employers
The ways a balance gets resolved
What the IRS will consider
A payment plan
An installment agreement with a monthly amount you can keep, which usually stops collection while you pay.
Not collectible, for now
If paying would leave you unable to meet basic living costs, the account can be paused while your finances are reviewed.
An offer in compromise
Settling for less than the balance is possible only when the full amount can't realistically be collected. She will tell you honestly whether you qualify; most people do not.
Penalty relief
A first-time abatement, or relief for reasonable cause such as illness or a disaster, can take penalties off an otherwise sound account.
Innocent spouse relief
When a joint return understated tax because of a spouse's income or deductions you didn't know about, you can ask to be relieved of that share.
A hearing before a levy
A Collection Due Process hearing puts the levy on hold while an Appeals officer reviews it and the options above.
Call before the 30 days run out
If the notice in front of you says intent to levy, the date on it matters. Call the office, or ask for a consultation online.